Asuransi Perjalanan Internasional
Apa itu Asuransi Perjalanan?
Asuransi Perjalanan adalah produk asuransi yang memberikan perlindungan ketika Anda melakukan perjalanan. Manfaat asuransi perjalanan bisa didapat jika Anda melakukan perjalanan wisata, bisnis, mengunjungi sahabat/teman/keluarga di luar negeri. Jika Anda melakukan perjalanan untuk tujuan pengobatan atau perawatan medis asuransi perjalanan tidak bisa memberikan manfaat.
Daftar Manfaat Asuransi Perjalanan Internasional Untuk Individu / Keluarga (Family)
| dalam USD | |||
| Coverage / Jaminan | Platinum | Gold | Asia Extra |
|---|---|---|---|
| A. Personal Accident / Kecelakaan Diri | |||
| 1. Meninggal Dunia dan Cacat Tetap Akibat Kecelakaan Death and Permanent Total Disablement due to Accident | 100,000 | 50,000 | 25,000 |
| 2. Santunan Tunai Meninggal dan Cedera akibat Kecelakaan Cash Benefit of Death and Injury due to Accident | 1,500 | ||
| B. Medical Benefits / Biaya Pengobatan dan Perawatan | |||
| 1. Biaya Perawatan Medis Akibat Kecelakaan dan Sakit Medical Expenses due to Accident and Sickness | 100,000 | 50,000 | 25,000 |
| 2. Perawatan Lanjutan di Dalam Negeri Domestic Advanced Medical Treatment | 2,500 | 2,000 | 2,500 |
| 3. Santunan Tunai di Rumah Sakit Hospital Cash Benefit | 1,500 | NA | 200 |
| a. Santunan Tunai Rawat Inap ICU Overseas Hospital Cash Benefit due to ICU | 1,500 | 300 | |
| b. Santunan Tunai Rawat Inap dalam Negeri Hospital Cash Benefit due to Domestic Advanced Medical Treatment | 350 | NA | |
| 4. Evakuasi Medis Darurat dan Pengembalian Jenazah (Repatriasi) Evacuation and Repatriation a. Evakuasi Medis Darurat Emergency Medical Evacuation b. Repatriasi Medis dan Pengembalian Jenazah Emergency Medical Repatriation and Repatriation of Mortal Remains | UNLIMITED | ||
| 5. Kunjungan Perjalanan Compassionate Visit a. Kunjungan Perjalanan Apabila Rawat Inap lebih dari 5 Hari Compassionate Visit due to hospitalized more than 5 days | 3,000 | 2,500 | 2,500 |
| b. Kunjungan Perjalanan Apabila Meninggal Dunia Compassionate Visit due to Mortal Remains | 3,000 | 2,500 | 2,500 |
| Pengembalian Anak Return of Minor Child | 5,000 | 5,000 | 2,500 |
| Biaya Perjalanan Darurat Emergency Travel Expenses | 3,000 | NA | 2,500 |
| C. TRAVEL INCONVENIENCE / KETIDAKNYAMANAN SELAMA PERJALANAN | |||
| 1. Bagasi dan Harta Benda Pribadi Baggage and Personal Effect | 2,500 | 2,000 | 2,000 |
| 2. Keterlambatan Bagasi Baggage Delay | 500 | 500 | 500 |
| 3. Keterlambatan Penerbangan Flight Delay | 500 | ||
| 4. Biaya Akomodasi akibat Keterlambatan Penerbangan Accomodation Cost due to Flight Delay | 250 | ||
| 5. Kehilangan Deposit dan Pembatalan Perjalanan Lost of Deposit and Trip Cancellation | 7,500 | 2,500 | 2,500 |
| 6. Pengurangan Perjalanan Trip Curtailment | 7,500 | 2,500 | 2,500 |
| 7. Pengurangan Perjalanan Karena Rawat Inap lebih dari 5 hari Trip Curtailment (if hospitalized more than 5 days) | 1,000 | 1,000 | 700 |
| 8. Pembajakan pesawat udara Aircraft Hijacking | 2,500 | ||
| 9. Kehilangan Dokumen Perjalanan dan kehilangan Uang Loss of Travel Document and Cash Money | 1,000 (cash 300) | 600 (cash 300) | 600 (cash 300) |
| 10. Ketidaksinambungan Perjalanan Pesawat Misconnection Flight | 500 | ||
| 11. Penundaan Perjalanan Trip Postponement | 1,500 | NA | 1,000 | 12. Penerbangan Overbooked Overbooked Flight | 500 | NA | NA |
| D. ADDITIONAL COVERAGE / JAMINAN PERLUASAN | |||
| 1. Perlindungan isi rumah akibat Kebakaran dan Kebongkaran Home Guard due to Fire and Burglary | 5,000 | ||
| 2. Tanggung Jawab Hukum Pribadi terhadap Pihak Ketiga Third Party Liability | 100,000 | ||
| 3. Golf Equipment Benefit a. Kehilangan atau Kerusakan Peralatan Golf Loss or Damage of Golf Equipment | 500 | NA | 500 |
| b. Hole In One | 500 | 500 | |
| 4. Resiko Sendiri Asuransi atas Penyewaan Mobil Own Risk Insurance for Car Rental | 250 | 250 | |
| 5. Perlindungan Kartu Kredit Credit Card Shield | 1,000 | ||
| 6. Biaya Telepon Medis Telephone Cost due to Medical | 300 | 300 | 100 |
| 7. Perpanjangan Polis Otomatis Automatic Extension Policy | YES | ||